Terms of Service

The Service is intended for businesses — agents, stores and sub-distributors — not consumers. By using it you represent that you are at least 18 years old and are authorized to act on behalf of the business you register. Each business is responsible for keeping its login credentials confidential and for all activity that occurs under its account.

New accounts are reviewed before the first order. We may approve, decline, limit or require additional verification for any account at our discretion.

GamesCredits lets you fund a single wallet and use that balance to load, redeem and manage credits on third-party game panels (for example Orion Stars, Milky Way, Game Vault and Juwa). We act as a reseller and facilitator between you and those panels; we do not operate the games and are not the provider of any panel.

Features, panels, rates and availability may change, and parts of the Service may be unavailable during maintenance or for reasons outside our control.

• Deposits fund your wallet balance. Applicable prices, rates and fees are those shown at the time of each order.
• Credits successfully loaded onto a game panel are delivered to that panel and are generally final and non-refundable, except where required by law or expressly stated otherwise.
• You are responsible for any taxes associated with your use of the Service.
• Initiating chargebacks or payment reversals for legitimately delivered credits is a breach of these Terms and may result in suspension and recovery of amounts owed.

• When you collect through a payment link, the applicable deposit or processing fee shown in your dashboard is deducted from the customer's successful payment before the remainder is credited to your wallet. A later fee change does not rewrite fees already recorded on settled transactions.
• A payment marked waiting, pending or confirming is not settled. You must not deliver credits or services until it is marked paid. Failed and expired attempts do not fund your wallet.
• For methods identified in the dashboard as full original amount plus $30, a disputed payment is refunded to the customer immediately, the complete customer payment and a $30 dispute-handling fee are deducted from your wallet, and the dispute is not contested or challenged. Other methods reverse the amount originally credited unless a different rule is disclosed.
• Dispute deductions may create a negative wallet balance. We may restrict outgoing wallet activity until the amount owed is recovered by cleared deposits or other credits.
• Payer names are self-declared, and phone verification confirms control of a phone rather than identity or authority to pay. You are responsible for matching payers to players, retaining fulfillment records and refusing repeat disputed payers.

By enabling or using a payment link, you acknowledge the current fee schedule and dispute rules displayed in your payment-link dashboard. Dashboard reports are operational records; you remain responsible for your own bookkeeping, taxes and legally required customer disclosures.

You agree not to use the Service to:

• break any applicable law or regulation, including those governing gaming and financial services in your jurisdiction and your customers’ jurisdictions;
• engage in fraud, money laundering, or the funding of unlawful activity;
• gain unauthorized access to the Service, other accounts, or the connected game panels; or
• interfere with, disrupt, or place an unreasonable load on the Service.

You are solely responsible for your own customers and end users and for complying with the laws that apply to your business.

Accounts, credits and balances on third-party game panels are governed by those operators’ own terms and are subject to their availability and decisions. We are not responsible for a panel’s uptime, policies, pricing changes, or the actions of its operator.

We may suspend or terminate your access at any time if we reasonably believe you have breached these Terms, created risk of fraud or loss, or where required by law. You may stop using the Service at any time. On termination, we may withhold action on a balance to the extent needed to resolve disputes, chargebacks, or amounts you owe.

The Service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

To the maximum extent permitted by law, GamesCredits and its owners, staff and suppliers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits or revenues. Our total liability for any claim relating to the Service will not exceed the amounts you paid us for the Service in the three months before the event giving rise to the claim.

You agree to indemnify and hold harmless GamesCredits from any claims, losses and expenses arising out of your use of the Service, your breach of these Terms, or your violation of any law or the rights of a third party.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

These Terms are governed by the laws of the United States and the state in which the operator of GamesCreditsis established, without regard to conflict-of-laws rules. Questions about these Terms can be sent to support@gamescredits.com.